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Savings Accounts

Put your money to work for you with a Farmers & Merchants Union Bank savings account. We offer competitive interest rates to help you reach your financial goals, no matter how big or small. Save for a home, car, college education, healthcare expenses or even your holiday shopping!

Use our free financial calculators to help create a savings plan that works for you.

Open a Savings Account    Current Rates

Which Savings Account is right for you?

Which Savings Account is right for you?
  Savings* Christmas Savings
Minimum Average
Daily Balance to Earn Interest

$0.01

$0.01

Minimum Balance Fee $5 if average daily balance falls below $100^ NA

Withdrawal Limits

Unlimited

Check mailed or direct deposited annually on Oct 31+

Monthly Activity Fee

$0

$0

Paper Statement Fee $5***or^ NA

Earns Interest

(See Rate Sheet)

Yes Yes

*Option to set up account with custodial (WUTMA) management
***Paper Statement Fee waived with eStatements
^This fee is waived if the primary account holder is 19 years old or younger
An early withdrawal penalty of the total of all accrued interest will be imposed on withdrawals before maturity.

Add value to your Farmers & Merchants Union Bank Savings Account with:

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