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Savings Accounts

Put your money to work for you with a Farmers & Merchants Union Bank savings account. We offer competitive interest rates to help you reach your financial goals, no matter how big or small. Save for a home, car, college education, healthcare expenses or even your holiday shopping!

Use our free financial calculators to help create a savings plan that works for you.

Open a Savings Account    Current Rates

Which Savings Account is right for you?

Which Savings Account is right for you?
  Savings* Christmas Savings
Minimum Average
Daily Balance to Earn Interest

$0.01

$0.01

Minimum Balance Fee $5 if average daily balance falls below $100^ NA

Withdrawal Limits

Unlimited

Check mailed or direct deposited annually on Oct 31+

Monthly Activity Fee

$0

$0

Paper Statement Fee $5***or^ NA

Earns Interest

(See Rate Sheet)

Yes Yes

*Option to set up account with custodial (WUTMA) management
***Paper Statement Fee waived with eStatements
^This fee is waived if the primary account holder is 19 years old or younger
+ An early withdrawal penalty of the total of all accrued interest will be imposed on withdrawals before maturity.

Add value to your Farmers & Merchants Union Bank Savings Account with:

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