December 23, 2025 through December 29, 2025
Checking Account Rates
Comparison table of Checking Account Rates
Account
Minimum Deposit to Open
Minimum Balance to Obtain APY *, 2
Interest Rate
APY*
Interest Checking 1
$0.00
$1,000 to $9,999.99
0.30%
0.30%
Interest Checking 1
$0.00
$10,000.00 or more
0.40%
0.40%
Money Market Checking 1
$0.00
$5,000.00 to $49,999.99
0.05%
0.05%
Money Market Checking 1
$0.00
$50,000.00 to $99,999.99
0.14%
0.14%
Money Market Checking 1
$0.00
$100,000.00 to $249,999.99
0.64%
0.64%
Money Market Checking 1
$0.00
$250,000.00 to $999,999.99
1.39%
1.40%
Money Market Checking 1
$0.00
$1,000,000.00 to $3,999,999.99
2.39%
2.42%
Money Market Checking 1
$0.00
$4,000,000.00 or more
2.89%
2.93%
Health Savings Account Rates
Comparison table of Health Savings Account Rates
Account
Minimum Deposit to Open
Minimum Balance to Obtain APY *, 2
Interest Rate
APY*
Health Savings 1
$0.00
$500.00 to $1,999.99
0.30%
0.30%
Health Savings 1
$0.00
$2,000.00 to $9,999.99
0.40%
0.40%
Health Savings 1
$0.00
$10,000.00 to $14,999.99
0.50%
0.50%
Health Savings 1
$0.00
$15,000.00 or more
0.60%
0.60%
Savings Account Rates
Comparison table of Savings Account Rates
Account
Minimum Deposit to Open
Minimum Balance to Obtain APY *, 2
Interest Rate
APY*
Savings 1
$0.00
$0.01
0.75%
0.75%
Christmas Savings
$1.00
$0.01
0.75%
0.75%
Current CD Promotion
Comparison table of Current CD Promotion
CD Options
Minimum Deposit to Open
Minimum Balance to Obtain APY *, 2
Interest Rate
APY*
7 Month IRA CD Promotion 3
$10,000.00
$10,000.00
3.50%
3.53%
13 Month IRA CD Promotion 3
$10,000.00
$10,000.00
3.70%
3.74%
7 Month CD Promotion 3
$10,000.00
$10,000.00
3.50%
3.53%
13 Month CD Promotion 3
$10,000.00
$10,000.00
3.70%
3.74%
Everyday CD Options
Comparison table of Everyday CD Options
CD Option
Minimum Deposit to Open
Minimum Balance to Obtain APY *, 2
Interest Rate
APY*
7-31 Day (Based on 31 days)
$2,500.00
$2,500.00
0.35%
0.35%
91 Day
$2,500.00
$2,500.00
0.85%
0.85%
182 Day
$2,500.00
$2,500.00
1.35%
1.35%
12 Month
$1,000.00
$1,000.00
3.35%
3.38%
18 Month
$1,000.00
$1,000.00
3.00%
3.02%
24 Month
$1,000.00
$1,000.00
3.05%
3.07%
30 Month
$1,000.00
$1,000.00
3.10%
3.12%
36 Month
$1,000.00
$1,000.00
3.15%
3.17%
48 Month
$1,000.00
$1,000.00
3.20%
3.23%
60 Month
$1,000.00
$1,000.00
3.25%
3.28%
Personal HSA CD
Comparison table of Personal HSA CD
CD Option
Minimum Deposit to Open
Minimum Balance to Obtain APY *, 2
Interest Rate
APY*
12 Month HSA CD
$1,000.00
$1,000.00
3.35%
3.38%
18 Month HSA CD
$1,000.00
$1,000.00
3.00%
3.02%
24 Month HSA CD
$1,000.00
$1,000.00
3.05%
3.07%
30 Month HSA CD
$1,000.00
$1,000.00
3.10%
3.12%
36 Month HSA CD
$1,000.00
$1,000.00
3.15%
3.17%
48 Month HSA CD
$1,000.00
$1,000.00
3.20%
3.23%
60 Month HSA CD
$1,000.00
$1,000.00
3.25%
3.28%
IRA Options
Comparison table of IRA Options
Account Type
Minimum Deposit to Open
Minimum Balance to Obtain APY *, 2
Interest Rate
APY*
12 Month IRA CD
$1,000.00
$1,000.00
3.40%
3.43%
18 Month IRA CD
$1,000.00
$1,000.00
3.05%
3.07%
24 Month IRA CD
$1,000.00
$1,000.00
3.10%
3.12%
30 Month IRA CD
$1,000.00
$1,000.00
3.15%
3.17%
36 Month IRA CD
$1,000.00
$1,000.00
3.20%
3.23%
48 Month IRA CD
$1,000.00
$1,000.00
3.25%
3.28%
60 Month IRA CD
$1,000.00
$1,000.00
3.30%
3.33%
IRA Advantage 1 (Maximum Term: 1 Year)
$50.00
$50.00
2.40%
2.42%
3 CDs will automatically renew into a non-promotion CD for the following terms: 7-month CD promotion (182-day term), 13-month CD promotion (12-month term). For CD Promotion no brokered, institutional or out-of-State funds.