A Simpler Way to Pay Your Business Bills
With CashFlow Central®, you will be able to manage your bills and payments directly from Business Online Banking or the FMUB app—saving you time, paperwork, and trips to the mailbox. CashFlow Central® goes beyond traditional Bill Pay with new tools to help you manage money coming into your business, too. Create and send invoices, accept customer payments, and keep track of accounts receivable—all from the same place you use to manage your bills.
With CashFlow Central® you can:
- Pay bills electronically from your desktop or mobile device
- Schedule payments in advance
- Help protect your account info with electronic payments or secure checks that don't include your business account or routing number
- Keep track of bills and payments online
- Spend less time writing checks, addressing envelopes, and mailing payments
Choose the Package That Fits Your Business
| Base* | Pro* |
|---|---|
| $0/month | $20/month |
|
Pay and get paid electronically from bank account or card |
All Base package features |
| Send and receive next-day ACH payments | Sync with accounting software to update bills and payments in real time |
| Up to 2 active users included | 3 active users included; additional users $5 each per month |
| 75¢ per bill payment |
10 bill payments included each month, |
| Create custom invoices with payment links, tracking, and reminders | Switch to the Pro package anytime |
*Additional fees may apply for certain payment methods, transaction types, and services
Want to enroll? Call (920) 623-4000 or stop in at any FMUB location to get started. Prefer to have us contact you? Complete our online services form and select CashFlow Central® from the list of services. A member of our team will follow up with you to complete the enrollment process.
Frequently Asked Questions
What is CashFlow Central®?
CashFlow Central® takes traditional Bill Pay to the next level with additional tools to help your business manage money coming in and going out—all within FMUB Business Digital Banking. You can pay bills, create and send invoices, accept payments from your customers, and, with the Pro package, sync with accounting software such as QuickBooks®.
How do I access CashFlow Central®?
Once enrolled, you can access CashFlow Central® through FMUB Business Digital Banking—either through Business Online Banking at fmub.bank or in the FMUB app.
How do I enroll in CashFlow Central®?
To enroll in CashFlow Central®, call us at (920) 623-4000 or stop in at any FMUB location. We’ll help you get set up and ready to use CashFlow Central® within Business Digital Banking.
I currently use Business Bill Pay. What happens after the upgrade?
If you’re currently enrolled in Business Bill Pay, you’ll automatically be enrolled in the CashFlow Central® Base package as part of the Business Digital Banking upgrade. Your existing Bill Pay information will carry over to CashFlow Central®.
What if my business has multiple Business Bill Pay users?
All of your existing Business Bill Pay users will carry over to CashFlow Central®. Initially, only the highest-level user will be active. After the upgrade, that user will need to activate the other users and assign their CashFlow Central® permissions.
How do I choose or change my CashFlow Central® package?
When you enroll in CashFlow Central®, you’ll start with the Base package. You can easily switch between the Base and Pro packages within CashFlow Central® as your business needs change.
How are my bill payments sent?
CashFlow Central® sends your bill payments electronically when available. If the payment cannot be sent electronically, CashFlow Central® sends a check on your behalf. The check does not include your business’s bank account or routing number, helping keep that information private.
When are funds deducted from my account?
Funds are deducted from your account when your payment is processed, even if the payment has not yet reached the recipient. This means your available balance will more accurately reflect the funds you have available to use.
If sufficient funds are not available when the payment is processed, the payment will not proceed. This can help you better manage your available funds and avoid unexpected overdrafts or insufficient funds situations.
Can I sync CashFlow Central® with my accounting software?
Yes. With the Pro package, you can sync CashFlow Central® with supported accounting software, such as QuickBooks®, making it easier to keep your payment and accounting information up to date.
What if I need help using CashFlow Central®?
We’re here to help. If you have questions or need assistance with CashFlow Central®, call us at (920) 623-4000 or stop in at any FMUB location.