Personal Loans

Are you short on cash or have unexpected expenses? Or maybe you’re looking to consolidate debt or purchase a vehicle or boat. Whatever it may be, we can help.

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Auto Loans

  • Competitive rates for new or used vehicle purchases
  • Quick loan approval
  • Flexible repayment plans
  • Refinancing options also available

Boat & Recreational Vehicle Loans

  • Competitive rates
  • Payment Options

Personal Loans

  • Competitive rates
  • Payment Options

Student Loans

Whether you're an undergraduate or graduate student get money for school from Sallie Mae® 
Student loans from Farmers & Merchants Union Bank, in partnership with Sallie Mae® could help!

Sallie Mae® higher education loans are designed for the needs of undergraduate and graduate students.

  • Competitive interest rates
  • No origination fees; no prepayment penalty1 
  • Multiple repayment options

Learn More & Apply Now for a Student Loan

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. Farmers & Merchants Union Bank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products:  These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate
Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.



Matt Gibbs

Matt Gibbs

Columbus, Fall River, Juneau and Rio locations

(920) 623-7108
NMLS ID# 466028



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