Checking

Checking Accounts

Don’t be overwhelmed by fancy account titles and hidden fees.

At Farmers & Merchants Union Bank we provide upfront account details so you can decide which checking account is right for you — no hidden fees, just honest banking with excellent service.

Open a Checking Account Current Rates

Open an HSA Checking Account Reorder Checks

Which Checking Account is right for you?

Personal Checking Comparison
	Free Checking	Image Checking	Interest Checking	Health Savings Checking*
Minimum Average Daily Balance	None	$400	$1,000	$5,000
Transaction Fee	N/A	$0.50 per debit paid fee if average daily balance falls below $400	$0.50 per debit paid fee if average daily balance falls below $1,000	$0.50 per debit paid fee (after 3 debits) if average daily balance falls below $5,000
Monthly Maintenance Fee	$0	$0	$0	$0
Earns Interest (See Rate Sheet)	X	X

*We also offer HSA CD options, visit the CDs & IRAs page for more details.

Add value to your Farmers & Merchants Union Bank Checking Account with:

Online Banking with Bill Pay
Mobile Banking & Mobile Deposit
eStatements
Debit Card

Order Checks:

Checks 4 Less/Bank-A-Count
Deluxe Checks
Harland Clarke Checks