Card Services

Debit Cards

Our Visa Debit card can be used to make purchases or to obtain cash at ATMs and can be used wherever Visa is accepted. All debit card transactions are deducted electronically from your checking account and post in real time. This means processed transactions will reflect immediately in the available balance of your checking account. In the past, debit card transactions could have taken up to two days to show in your account. Some exceptions may still apply.

• Personal Debit Cards
• Business Debit Cards
• ATMs available at all FMUB locations & through the extended MoneyPass and ATM Access networks

Don't have a debit card? 

Contact Us

Digital Wallet

Your wallet just got smarter!  Purchasing has never been easier with your debit card from FMUB and your smartphone.  You can use Apple Pay, Google Pay or Samsung Pay with your FMUB debit card to pay conveniently at the checkout in stores, online and for in-app purchases.

It's fast

No more fumbling and forgetting your card - your mobile wallet is ready to use.

It's convenient

Mobile wallet payments are accepted at a growing number of merchants, in apps and online. 

It's secure

Your card number is never exposed to merchants, keeping your transactions safe.

Getting started is easy

Simply choose your preferred mobile wallet and get started today. 

Card Valet - Card Controls

Keep tabs on your FMUB debit cards with Card Valet.  The best way to monitor and manage your FMUB debit card is with the Card Valet / Manage my cards feature from FMUB's mobile banking app.  Use your mobile banking app to receive real-time transaction alerts and set customized usage controls.

Protect Yourself

Get mobile alerts whenever your card is used.

Track Card Use

Review card usage history and transaction details.

Set Limits

Set customized purchase controls to help manage spending.

Getting started is easy

Simply download FMUB mobile banking app and get started today.

Credit Cards

Enjoy more rewards and choices with Farmers & Merchants Union Bank's Visa^® credit card products. We offer a variety of card options including those for consumers, young adults and businesses.

Access Your Credit Card Account Online

Prepaid Card

Prepaid and reloadable cards can be used to make purchases everywhere Mastercard debit cards are accepted.

We offer these types of prepaid and reloadable cards:

• Gift Cards – Easy to load and fully transferable.
  
  To make purchases online or by phone, please register your card at myprepaidbalance.com
• Reloadable Cards – Can be used to receive direct deposit of payroll funds.
• Travel Cards – Convenient way to stay on budget. Can be used internationally.
• Large Order Gift Cards – Buy personalized gift cards in bulk (idea for businesses and organizations)

Access Your Prepaid Card Account Online

FMUB ATM Locations

All FMUB locations have 24/7 ATMs.
For a complete listing of surcharge-free ATMs, visit the MoneyPass and ATM Access websites.

On the go? Get the ATM Access Mobile App!

Provides locations and directions for all surcharge-free ATMs in the ATM Access networks.

ATM Access